About ThanksRaphy
The simplest way to accept payments — in person and online.
ThanksRaphy removes the traditional barriers to becoming a merchant. No hardware, no merchant accounts, and no technical setup. If you can set a price, you can accept a payment — securely and professionally — wherever your customer is.
Whether you transact face-to-face or remotely, ThanksRaphy provides a structured, dependable and compliant way to complete a sale without the complexity typically associated with payment systems.
What ThanksRaphy enables
At its core, ThanksRaphy provides one essential ability: the ability to take payment cleanly, professionally, and without friction — in any context.
Accept payments in person
ThanksRaphy PayPoint enables face-to-face payments without a card machine. A buyer taps or scans your PayPoint tag, selects a payment method and completes the transaction on their own device — anywhere, anytime.
Get paid for services
For service providers, freelancers and professionals, ThanksRaphy creates a simple and friction-free way to accept payment on completion of work — without relying on cash, EFTs or manual confirmations.
List and sell online
Create a clean, shareable listing for any product or service and let customers pay remotely. No ecommerce setup, no plugins, no maintenance — just a professional checkout experience.
Two modes. One unified system.
ThanksRaphy supports two ways of transacting: in person and online. While the environments differ, the underlying mechanism is identical, ensuring a consistent and predictable experience every time.
A simple, hardware-free way to accept payment on the spot.
Ideal for product sales, appointments, mobile services, events and informal trading. Buyers complete their payment using their own phone, allowing you to operate without card machines, batteries or terminals.
A clean, professional remote checkout experience.
Perfect for sharing via WhatsApp, Instagram, email or websites. Set a price, share the link, and accept secure digital payments without building an online store.
Who ThanksRaphy is designed for
ThanksRaphy meets the needs of individuals and small businesses who require a simple, reliable and professional way to receive payment — without operational complexity.
Independent sellers
Market traders, home businesses and community sellers who need a clean, card-free payment method that works anywhere.
Service professionals
Hair stylists, tutors, coaches, technicians and freelancers who require a dependable way to accept payment at the end of a session or on site.
Creators & micro-brands
Digital sellers, small brands and content creators who rely on social media or messaging platforms and need a fast, professional checkout option.
Ready to accept payments with confidence?
Start with a single payment — in person or online — and expand at your own pace.
About ThanksRaphy
The easiest way to become a merchant, anywhere.
ThanksRaphy is built around one simple ability: if you can name a price, you can take a proper payment for it. No card machine, no merchant account, no ecommerce build-out. Just a clean way to get paid in person and online, without losing a cent to platform fees.
Whether you’re handing something over across a table, delivering a service on a couch, or sharing a link in a chat, ThanksRaphy lets you say: “Here, pay me here – it’s safe, it’s clear, and it works.”
What ThanksRaphy actually lets you do
Underneath the tech and the voucher engine, the function is simple: turn anyone into a merchant with as little friction as possible.
Sell hand-to-hand
Take payments while you’re standing in front of someone – at a stall, on a street corner, at a client’s house – using nothing more than a small NFC tag or QR code and their phone.
Get paid for services
Haircuts, lessons, consulting, repairs, rides, coaching – if it’s a service with a price, you can take a clean digital payment for it without a card machine or merchant account.
List and share anything online
Create a simple listing for any item or offer, get a link, and share it via WhatsApp, Instagram, email or your site. When someone taps “Pay”, the transaction is handled and you’re settled in full.
Two ways to use the same ability
Everything in ThanksRaphy comes down to two simple modes: in person and online. Behind the scenes, they’re powered by the same voucher engine, but you don’t have to think about that to use them.
“I’m standing in front of you, pay me now.”
With ThanksRaphy PayPoint, you become a merchant without a machine. You show your NFC tag or QR code, the buyer taps or scans, chooses how to pay, and approves the transaction on their own phone.
- • Works for products and services
- • No card terminals, no batteries, no screens
- • You still get the full amount you charge
“Here’s a link – pay and it’s yours.”
With ThanksRaphy’s online listings, you don’t need a full store. You make a simple page for what you’re selling, share the link, and let people pay from wherever they are.
- • Perfect for DMs, stories, bios and emails
- • No carts, plugins or checkout logic to build
- • You set the price, you receive that price
Who ThanksRaphy is built for
If you already sell, or you’d like to start, but the idea of “becoming a merchant” feels heavy, ThanksRaphy is designed for you.
Side hustlers & market sellers
Baking, crafts, braai plates, second-hand finds, school fundraisers – you don’t need a full business setup to take proper payments. ThanksRaphy lets your table, boot or WhatsApp status act like a store.
Use PayPoint at the stall, and a link in your group chats.
Service providers & freelancers
Hair stylists, tutors, trainers, drivers, handymen, designers – anyone who trades time and skill for money. No more “do you have cash?” or awkward EFT screenshots.
Take payment when you’re done, in person or via a link.
Online creators & micro-brands
Selling digital products, merch, slots, shout-outs, or small drops? You don’t need a heavy ecommerce stack to get paid like a real store.
Spin up a listing, share the link, settle at full value.
Ready to switch on “merchant mode”?
Start by taking one in-person payment or creating one simple online listing. From there, you can grow at your own pace – same tools, same flow, no extra burden.